After a car accident, you need to focus on getting better and getting your life back on track. Avoiding car insurance claim mistakes can help you avoid a great deal of unnecessary stress. In many cases, especially if you have been injured in the accident, you should consult with an experienced car accident attorney
1. Not Reviewing Your Policy
Understanding your insurance coverage is the best way to prevent being taken advantage of. Though we’d all like to believe that the insurance company will treat us fairly, this is seldom the case. It is important to review your insurance policy prior to giving a written or recorded statement.
2. Failing to Collect Proof
It is important to take pictures of the scene of the accident before moving the vehicles, unless this is unsafe. Contact the police whenever a car accident occurs. Ensure that you obtain the information of everyone involved in the accident, including eye witnesses, and procure a copy of the police report.
3. Admitting Guilt
You should never admit to guilt after a car accident. Let the experts decide who was at fault in an accident. Though you may think that the accident was your fault, the other driver may have been speeding, texting, or otherwise engaging in reckless behavior. In some cases, even partial fault may be attributed when both drivers are at fault.
4. Not Acting Quickly
There is a time limit pertaining to when you can make a claim through your insurance company. Though you need to focus on your recovery, it is important to inform your insurance company about the accident within 24 hours. Failure to do so may complicate or even invalidate the claim.
Car accidents can be incredibly frustrating. An experienced attorney can help make the insurance claim process much easier. If you or a loved one has been injured in a car accident, contact us at LeBaron & Jensen today.