Car accidents are scary! Knowing the right steps to take can help make the transition back to everyday life much easier. These steps become muddled when you are injured in an Uber accident. In general, you should follow the same steps that you would in any car accident. You should inform the police immediately, receive medical care, and exchange insurance information.
At-Fault Driver’s Insurance
If the injury was caused by the non-Uber driver, you will need to seek compensation through their insurance. Furthermore, Uber has an insurance plan that kicks in the moment driver’s log in to the app. This insurance coverage increases after the passenger is picked up. If the Uber driver is at fault, chances are that you won’t be able to recover through their personal insurance. It most likely has a “business use exception,” so it won’t cover when the individual is driving for profit.
Can I Sue Uber?
Suing Uber usually isn’t the best route and should only be undergone as a last resort. Uber considers their drivers to be independent contractors, rather than employees. This prevents them from being liable for the actions of their drivers, even when they’re working. Uber’s insurance plan covers up to $1,000,000 in damages for each accident, so it can be complicated if your required compensation exceeds this amount.
It can be complex to determine where to seek compensation from when you’ve been in an Uber-related accident. Insurance companies are notorious for being difficult to retrieve compensation from. Hiring an experienced car accident lawyer can help you receive the compensation you deserve. If you or a loved one has been injured while in an Uber, or by an Uber driver, you should definitely acquire superior legal representation. To learn more, contact us at LeBaron & Jensen today!
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